FAQ

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• YOU ARE ENTITLED TO A 100% REFUND ON ALL MONTHLY PAYMENTS IF:  -WE DO NOT REMOVE ANY ACCOUNTS WORKED ON OR THERE HAS BEEN NO CREDIT SCORE INCREASES IN 180 DAYS FROM THE TIME YOU RETAIN OUR SERVICES. YOU HAVE NOT USED A CREDIT COUNSELING AGENCY NOR ATTEMPTED TO REPAIR YOUR CREDIT AT LEAST 2 YEARS PREVIOUS TO SIGNING UP FOR OUR SERVICES. -YOU HAVE HAD NO NEW COLLECTIONS OR MISSED PAYMENTS DURING THE TIME FRAME WE ARE ASSISTING YOU. -YOU HAVE MAINTAINED CREDIT MONITORING SERVICES AT ALL TIMES DURING THE TIME FRAME WE ARE ASSISTING YOU. -YOU AGREE & HAVE SENT UPDATED REPORTS/RESPONSES FROM THE CREDIT BUREAUS & CREDITORS TO US WITHIN 5 DAYS OF RECEIPT. YOU SHOULD RECEIVE UPDATED CREDIT REPORTS EVERY 30-45 DAYS AND MAKE US AWARE IF UPDATED REPORTS HAVE NOT BEEN RECEIVED.

CREDIT REPAIR IS NOT AN OVERNIGHT PROCESS, BUT DONE CORRECTLY, IT CAN POSSIBLY CHANGE YOUR LIFE. THERE IS NO SPECIFIC TIME FRAME.  THE LENGTH OF TIME IT TAKES TO REPAIR YOUR CREDIT DEPENDS ON YOUR INDIVIDUAL CREDIT SITUATION & GOALS. CLIENTS HAVE COMPLETED THE PROGRAM IN 60 DAYS, OTHERS 12 MONTHS. 

THE CREDIT BUREAUS, CREDITORS OR COLLECTORS HAVE 21 DAYS TO INVESTIGATE AFTER THEY RECEIVE THE DISPUTES THAT WE SEND ON YOUR BEHALF. CLIENTS USUALLY SEE RESULTS WITHIN THE FIRST 30-45 DAYS. 

IT IS VERY IMPORTANT THAT YOU ARE BUILDING POSITIVE CREDIT DURING THE CREDIT RESTORATION PROCESS, CONTINUE PAYING ALL YOUR CURRENT BILLS ON TIME & DO NOT APPLY FOR NEW CREDIT UNLESS YOUR CREDIT SPECIALIST ADVISED YOU TO DO SO. 

SERVICES ARE PROVIDED ON A MONTH TO MONTH BASIS AND CLIENTS MAY CANCEL THEIR SERVICE AT ANY TIME AT LEAST (3) DAYS IN ADVANCE OF ANY UPCOMING RECURRING PAYMENT. WHEN CANCELLED ACCORDING TO THESE TERMS, THE UPCOMING RECURRING PAYMENT WILL CONSTITUTE THE FINAL PAYMENT DUE FOR SERVICES RENDERED. ALL SERVICES ARE BILLED IN ARREARS.